Retirement Planning - Buy Out Bond

A Buy Out Bond, also known as a Personal Retirement Bond is a pension structure that does not allow regular contributions but allows you transfer one or more pensions you have into a single bond in your own name.

For instance, if you had a pension scheme in an old employment and you no longer work there, you may want to take control of that pension into your own name. This would give you full control over the investment and retirement options of that pension, as opposed to those decisions being made by that employer or Trustees of the scheme.

In certain circumstances, you may also be able to retire a Buy Out Bond at age 50, as opposed to the standard age 60 of all other pension products.

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