Hire purchase is a way of financing the use and eventual ownership of an asset, typically a vehicle or machinery. It works by an agreement through a finance company where the asset is bought by the finance company who then rent the asset to you for an agreed amount, usually paid monthly. This structure means that the asset is owned by the finance company until the final payment is made to them. It is hugely important to be fully aware of the full repayment schedule and total cost of the agreement.
At Kinsella Financial, we deal with all the main finance companies in Ireland, so we can explore all options to find the right deal for you, and advise you on the full costs and terms of the agreement.
I have dealt with David for many years as a bank customer & was delighted to be able to avail of his services again at Kinsella Financial. David has always provided a professional & thorough service leaving me with peace of mind of my finances.
Suzanne O'Rourke. Branch Manager of Laois Social Welfare.
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